Clogged Gutters? Your Insurance May Not Cover the Damage
Clogged gutters don’t just cause a mess. They cause the kind of slow water damage that insurance is least likely to cover. I’ve seen wood on patrons’ homes so rotten it was soft as a sponge: black with mold, full of cracks, with a hole you could push your finger right through. Water damage makes up nearly 1 in 4 homeowners insurance claims, the average claim runs close to $14,000, and it’s the most-denied claim type, because insurers look at whether the damage was sudden or built up over time.
